A little bit about us
The Loans Engine is a specialist finance broker, which helps customers across the UK find the right financial solutions.
Over the last 35 years, we’ve helped thousands of customers get the loans they need, even those who have been turned down for credit elsewhere.
The Loans Engine is a trading name of Central Loans Limited, a wholly owned subsidiary of Norfolk Capital Limited. Norfolk Capital Limited includes companies that provide different finance products, such as mortgages, secured loans, homeowner unsecured loans and car finance.
What we do
Our team takes the hard work of searching for a loan off your hands. Using our unique sourcing and underwriting tool, our experts search through our panel of specialist lenders to find you a suitable product. We don't lend money ourselves.
If we find a product, our experts will guide you through the process, and ensure you stay informed every step of the way.
Unlike some brokers, we won’t search for a product from one of our preferred lenders. Instead, we compare solutions from lenders across the market to find a product that meets your needs (not ours).
We know that finance is personal to you and making the right decision is important. Therefore, our advisors are all CeMAP qualified and are monitored regularly to make sure they are always doing the right thing.
Our Lenders
We work closely with a wide range of specialist lenders to offer loans on their behalf. Many of our lenders don’t sell loans directly to customers, so they work with brokers like us instead.
Sometimes we have exclusive relationships with lenders, which means we may be able to offer you rates that you may not get elsewhere.
Our application process
Getting started is quick and simple.
To find out more, simply call our team for free using the number at the top of the page. One of our experts will be happy to answer your questions and explain the options available to you.
If you prefer, you can also complete our quick online enquiry form, available on any of our product pages. Just provide a few details and submit your enquiry, and one of our experts will get back to you as soon as possible.
What our customers say about us
"Great to deal with. Excellent service, really attentive and friendly staff who worked hard in the background pushing things forward with third parties."
04 Aug 2025
"Really good to deal with, went above and beyond to make sure we were getting the best and most affordable deal."
26 Jun 2025
"Would just like to say how smooth the process was with the loans engine even though my case was a little more complicated, Paul Atkinson who was dealing with my application was really helpful all the way through responding to emails and phone calls straight away."
13 May 2025
"Very friendly and helpful team. Managed to borrow some money with low rates of repayment."
13 May 2025
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